I had my doubts. I mean, cash in envelopes is suppose to curb spending? Really?
Well, yes. I am only on my second week of envelope spending but the simple act of having to use cash for everything and having a specific amount for certain things, it's powerful in itself. If this is the one habit that I stick with for this new year, then yay!
Here is a good example :) I was out and about with my mom, taking care of errands and visiting grandparents and it was close to dinner time. She suggested eating out and my first thought was, "wait, I have plans with the girls Friday and my misc. envelope has $40 in it for the next two weeks," a pretty powerful thought for me. Instead of eating out, we decided to stop and grab some burger, lettuce and a tomato and have burgers at my house. The total was $13.04 for 5 pounds of burger, a head of lettuce and a tomato--way cheaper than going out to a restaurant and there were leftovers for other meals. :)
Yay!
Having an envelope system doesn't prevent me from doing fun things with friends or meeting friends for lunch, it just makes me more conscious of money and being more savvy with cooking and doing things at home. It feels empowering to have total control or to have the feeling of total control (even though when I used plastic to pay for everything I was in control) over my money. It's a different type of control, more tangible and real life. Good bye plastic!
I can't wait to see what my year of saving does for my bank account and for my sense of peace financially.
Best,
Lindsey
Well, yes. I am only on my second week of envelope spending but the simple act of having to use cash for everything and having a specific amount for certain things, it's powerful in itself. If this is the one habit that I stick with for this new year, then yay!
Here is a good example :) I was out and about with my mom, taking care of errands and visiting grandparents and it was close to dinner time. She suggested eating out and my first thought was, "wait, I have plans with the girls Friday and my misc. envelope has $40 in it for the next two weeks," a pretty powerful thought for me. Instead of eating out, we decided to stop and grab some burger, lettuce and a tomato and have burgers at my house. The total was $13.04 for 5 pounds of burger, a head of lettuce and a tomato--way cheaper than going out to a restaurant and there were leftovers for other meals. :)
Yay!
Having an envelope system doesn't prevent me from doing fun things with friends or meeting friends for lunch, it just makes me more conscious of money and being more savvy with cooking and doing things at home. It feels empowering to have total control or to have the feeling of total control (even though when I used plastic to pay for everything I was in control) over my money. It's a different type of control, more tangible and real life. Good bye plastic!
I can't wait to see what my year of saving does for my bank account and for my sense of peace financially.
Best,
Lindsey
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